.lending-process {
  background:rgb(230, 191, 100);
}
.sec-pada{
	padding: 60px 0px 120px 0px;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}
.process-h{
	position: relative;
  display: block;
  font-size: 40px;
  line-height: 50px;
  font-weight: 700;
  margin: 0px;
  color: white;
}

.process-item {
  background: #ffffff;
  padding: 35px 30px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  position: relative;
  transition: all 0.3s ease;
}

.process-item:hover {
  transform: translateY(-5px);
}

.step-number {
  font-size: 36px;
  font-weight: 700;
  color: rgb(230, 191, 100);
  display: block;
  margin-bottom: 20px;
}

.process-item h3 {
  font-size: 20px;
  margin-bottom: 15px;
  color:#000721;
  font-weight: 600;
  border-bottom: 2px solid rgb(230, 191, 100);
  display: inline-block;
}

.process-item p {
  font-size: 15px;
  color: #555;
  line-height: 1.7;
  
}

/* Responsive */
@media (max-width: 992px) {
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .process-grid {
    grid-template-columns: 1fr;
  }
}