No credit check. No obligation. Just options.
How Your Refinance Score Works
Answer 16 questions
that reveals how closely your current loan aligns with your goals and needs, including rate type and purpose.
Get your score instantly
We calculate your Refinance Opportunity Score across three key areas.
See your next best step
You’ll get clear actions based on your score, whether that’s a quick check or tips.
This Refinance Score is built from common lender assessment factors and real refinance scenarios I see every week.
I’m Ankush, founder of Raise The Bar Finance and a Licensed Mortgage and Finance Broker. I help Melbourne homeowners refinance smarter, whether that’s lowering repayments, consolidating debt, or releasing equity.
Take the score, then we map your best next move.